Ikiwa unafikiria kurudi shuleni ili kuendelea na elimu yako, unaweza kuwa na wasiwasi juu ya kila kitu kutoka kusawazisha ratiba yako hadi kulipia masomo yako. Kwa bahati nzuri, shule ya ufundi inaweza kuwa ghali kama unavyofikiria, haswa ikiwa unafanya mambo kwa njia nzuri. Hapa kuna njia tatu rahisi za kuokoa pesa kwenye elimu inayoendelea ili uweze kuhitimu kabla ya mchezo.
1. Uliza Kuhusu Ulipaji wa Mafunzo
These days, more and more employers recognize the importance of workers who continually push themselves, which is why many businesses offer tuition reimbursement. These programs are typically designed to help workers to advance in the career they already have, encouraging employees to improve their education while they boost their resume.
To find out if the company you work for offers tuition reimbursement, talk with your human resources representative, and ask which vocational schools the program covers. Keep in mind that if you take advantage of tuition reimbursement, there may be strings attached to the benefit, such as a contract stating what you can major in, how long you will work for the business or the grade-point average you need to maintain to receive reimbursement.
However, if you are eligible and can maintain the standards, tuition reimbursement could help you to get the schooling you need for less.
2. Borrow Money Njia ya Smart
Oftentimes, people forget to factor in the price of interest when they calculate the cost of college tuition, a mistake that can be especially damaging if you plan to use credit cards to fund your higher education. However, you can save a significant amount of money by borrowing money the smart way and only taking out low-interest loans from the federal government.
In addition to being easy to apply for and available to people with no credit history, student loans offered by the federal government typically carry an extremely low interest rate, which can help you to save money on your education. In fact, research has shown that students who took out loans in the 2015-2016 school year paid an average of 4.29% interest, while privately funded loans were as much as three times that price.
ICT offers a private loan option, with competitive rates, for those qualified through Peachtree Credit Company. To help vocational students graduate with as little debt as possible, ICT offers payment plans.
3. Madai ya Mkopo wa Kujifunza Maisha
Although most people are familiar with the fact that the federal government offers tax credits for the first four years of a college student’s education, these conditions don’t apply if you have been in the workforce for years and are thinking about heading back to school. Fortunately, you may be eligible for an alternative credit that works for continuing education called the Lifetime Learning Credit.
This tax credit reimburses students up to $2,000 of their eligible tuition costs per year, provided they were enrolled at an eligible institution and not filing separately from their spouse.
If you attend a vocational school, always keep track of the tax forms sent to you by the IRS and give them to your accountant at the end of the year. Unlike a tax write-off, which reduces your overall taxable income, tax credits are applied directly to your net tax total, which means you could earn an additional $2,000 on top of your normal return.
Baadhi ya faida za ziada za kuhudhuria shule ya ufundi
Kuna faida nyingi za kuhudhuria shule ya ufundi. Kuanzia mwanzo wa haraka hadi mtaala kamili na kila kitu katikati, una fursa nzuri ya kujifunza biashara mpya na kuanza kazi ya kuridhisha kwa kuhudhuria shule ya ufundi.
Mtaala Kamili
Shule za ufundi zinakuandaa kwa wito mpya, na hufanya hivyo kwa wakati wa rekodi. Hata hivyo, hakuna pembe zilizokatwa. Utajifunza kile unachohitaji kujua ili kuingia nafasi za kiwango cha kuingia katika wito mwingi. Shule za ufundi pia zinaelewa kwamba unaweza kuwa na muda mdogo wa kujitolea shuleni ili waweze kutoa mtaala kamili bila wateule wote ambao wanaweza kuchukua muda wako mwingi kukamilisha. Katika shule ya ufundi, unajifunza tu kile unachohitaji kuanza wito wako mpya, na hakuna kitu kingine. Kusahau kuhusu darasa la kuchagua katika Jiolojia au mashairi ya karne ya 17, tu madarasa ya msingi katika wito wako mpya.
Mwanzo wa Haraka
Unapohudhuria shule ya ufundi, unaweza kuwa na majukumu mengine ya kusimamia. Ikiwa unatunza wanafamilia au unafanya kazi kulipa bili, ni muhimu kuelewa kwamba programu nyingi za shule za ufundi zinaweza kukamilika kwa miezi, badala ya miaka. Ikiwa huna miaka ya kujitolea kwa kazi mpya, basi kuhudhuria shule ya ufundi ni mbadala mzuri. Unaweza kujifunza biashara mpya ambayo inahitajika chini ya mwaka mmoja. Anza kujifunza, kisha anza kupata.
Wakufunzi wenye uzoefu wa Viwanda
Walimu wa shule za ufundi ambao wana uzoefu katika wito wao. Wanaelewa kile unachohitaji kufanikiwa na kukuandaa kwa nafasi ya kiwango cha kuingia katika tasnia nyingi tofauti. Kutoka kwa huduma za afya na biashara hadi kompyuta na HVAC, shule ya ufundi huleta waalimu wenye uzoefu wa tasnia ili kuwashauri wanafunzi kupitia mtaala. Pia hutoa tahadhari moja kwa moja, kwa hivyo hakuna mtu anayeachwa nyuma.
Huduma za Kazi
One of the best benefits of attending a vocational school is getting career services to find your dream job. Vocational schools help you build your resume, practice interviews and have many connections in the community. They may hear about a new job before the public. Vocational schools identify your passion and find a job that matches.
When you are ready to make a change for the better, think about enrolling at the
Chuo cha Teknolojia ya Maingiliano. Whether you are thinking about becoming a medical administrator or you are passionate about computer programming, ICT can help you to make your dreams a reality.
